Medi-Cal provides free or low-cost health coverage to Californians with low income. Between 2026 and 2027, federal and state policy changes will introduce new requirements for adults, older adults, and certain immigrant groups.
Effective January 1, 2027, new federal law (H.R. 1) requires adults who receive Medi-Cal through the “Expansion” group (based on income) to meet a “Community Engagement” requirement to keep their health insurance.
The following groups are automatically excused from the 2027 Medi-Cal work requirements:
Impacted adults must complete 80 hours per month of qualifying activities. This requirement can be met through any one or combination of the following:
Starting in 2027, this group must renew their Medi-Cal every 6 months instead of once a year.
Medi-Cal will only pay for 1 month of past medical bills (previously 3 months) for new applicants in this group.
Effective January 1, 2026, California reinstated “Asset Limits” for those whose Medi-Cal is based on age or disability.
Bank accounts, cash, more than one house or vehicle count. Assets that don’t count include: the home you live in, one vehicle, household items, and some savings, like retirement accounts.
You can own up to $130,000 in countable assets for one person (and $65,000 for each additional household member, max 10 people).
If you already have Medi-Cal, this check will happen during your first renewal in 2026.
Federal and state policy shifts have introduced new restrictions and costs for non-citizens ages 19 and older.
| Effective Date | Policy Change | Who is Impacted? |
|---|---|---|
| Jan 1, 2026 | Enrollment Freeze: Undocumented adults (19+) cannot newly enroll in full-scope Medi-Cal. | Unenrolled undocumented adults (19–64) |
| July 1, 2026 | Loss of Dental: Non-emergency dental services will end for specific groups. | Adults without “Satisfactory Immigration Status” |
| Oct 1, 2026 | Status Re-classification: Federal law narrows “qualified” status definitions. | Asylees, Refugees, and Parolees |
| July 1, 2027 | Monthly Premiums: A $30 monthly fee will be required to maintain full-scope coverage. | Impacted immigrants (ages 19–59) |
Starting in 2027, many adults will need to renew their Medi-Cal twice a year. Missing a renewal letter is the #1 reason people lose coverage.
Update your contact info at BenefitsCal.com today.
Be sure to read any notifications you receive from the County. With 6-month renewals, missing one letter could end your health and food benefits.
If you become pregnant, get a new job, or experience a health change, tell the County immediately because this may exempt you from work requirements.
Because “Retroactive Coverage” is being cut from 3 months to 1, waiting to apply after an injury could leave you with thousands in unpaid bills.
California Department of Healthcare Services Medi-Cal Changes Overview
Known federally as the Supplemental Nutrition Assistance Program (SNAP), CalFresh provides monthly food benefits via an Electronic Benefits Transfer (EBT) card to help households purchase groceries and fresh food. Eligibility rules and requirements are changing for some individuals. Changes are categorized below based on who is impacted.
Starting April 1, 2026, federal law is changing who qualifies for CalFresh. Many lawfully present immigrants who are currently eligible will lose access to benefits.
Effective June 1, 2026, federal “community engagement” (work) rules will return to California. These rules apply to individuals categorized as ABAWDs (Able-Bodied Adults Without Dependents). If you are an ABAWD, you are limited to only 3 months of benefits in a 3-year period unless you meet the work requirement or qualify for an exemption.
You are generally considered an ABAWD if you meet ALL of the following:
If the 3-month time limit applies to you, you must do one of the following to stay eligible:
Starting June 1, 2026, the following people must now meet work requirements unless they have a health issue:
If you miss a deadline, you will have to re-apply under the new, stricter April 1 rules.
Ensure San Diego County HHSA has your correct address and phone number so you don’t miss “Notice of Action” letters.
Start looking for volunteer, training sites, or education opportunities now if you are not currently working 20 hours a week.
If an adult in the home becomes ineligible, the household’s total monthly amount will likely drop, but the eligible members (like children) can still receive their portion.
If you are part of an affected immigrant group, you may still be eligible for state-funded programs like the California Food Assistance Program (CFAP).
If you become pregnant, get a new job, or experience a health change, tell the County immediately.
Submit your reports as soon as they arrive to avoid a gap in food assistance.
If you have a physical or mental health condition that prevents you from working, your doctor or a licensed social worker can sign Form CF 887.
California Department of Social Services (CDSS) Federal Changes FAQs
CDSS CalFresh Work and Community Engagement Requirements Overview
USDA Food and Nutrition Service (FNS) Eligibility FAQs
San Diego County Health & Human Services Agency (HHSA) Federal Changes FAQs
Legal Aid Society of San Diego (LASSD) Public Assistance Help
While work hours and requirements are often aligned, Medi-Cal and CalFresh have different exemption rules. Being excused from one program does not automatically mean you are excused from the other. Always verify your specific status for both programs to ensure you do not lose coverage.